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You're involved in a car accident in Cincinnati or another major city: |
You're insurance agent says: "We won't warranty the repair if you go to a 'non-preferred' body shop " |
The TRUTH is:
Ask the insurer for a copy of this "warranty" - insurers don't repair anything, so they can't warrant the repairs. |
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The above is Only a SAMPLE ... ... of the falsehoods you'll be fed when you've been involved in a car accident and turn in a claim! Be Warned!
... with the knowledge to defend yourself against the dirty tricks of the insurance industry! Get your FREE Report and Email Course NOW!
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Most drivers will experience an auto accident at some time during their lives. Thankfully, in many accidents the damage is primarily to the cars involved, and personal injury is marginal. But in any case, if you're involved in car accident you'll need to speak to your insurance agent to turn in a claim. What you probably don't realize is that your agent would likely provide you with some very poor guidance - and here's why! If you've never heard of a "Direct Repair Program" it involves a written contract between an auto body repair center and an insurer. The body shop is required (in writing) to repair the autos owned by the clients of the insurance company. The insurance firm will then send their clients to that body shop. The collision shop must base all repair estimations on the use of parts created by a company other than the original car manufacturer (that is, "aftermarket" auto parts). And the body shop might also be required to shoulder all liability for car repairs and indemnify the insurer from any lawsuit the customer might bring. But the aftermarket parts (likewise known as rebuilt, salvage, or replacement crash parts) are, oftentimes, of lower quality than the components used at the time the auto was originally assembled by the manufacturer.. The aftermarket components are not only second-rate, but using them to affect auto repairs can result in an unsafe car. But if using these kinds of parts can prove so serious, what is the reason a insurance provider will direct you to a repair service that uses them? Because those parts, although not as well made or (in some instances) as safe as OEM (Original Equipment Manufacturer's) components, are more cost-effective! So even though your car could be unsafe to drive after the repairs, your insurance company is contented, since they have managed to increase their profits. So this is the "bottom line" -- when your insurance agent tries to steer you to his firm's "preferred" body shop (and away from one of your choice) you would do well to choose a shop that uses OEM parts to repair vehicles. Your insurance company's desired resolution of a car accident could eventually result in another (and perhaps more severe) car accident. DON'T wait until you've had a car accident!
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